Effective Date: October 2025
Welcome to Cleavd. By using our application, you are agreeing to the following terms. We’ve kept them as clear and straightforward as possible, because we believe financial clarity should start here.
These Terms of Service govern your use of the Cleavd mobile application and website, provided by SEWDCO LLC. By creating an account, you agree to these terms in full.
Cleavd is a budgeting tool designed to help you track spending and manage your finances. While we provide insights and summaries based on your data, please note that Cleavd is not a financial advisor. Any financial decisions you make are your own responsibility.
To use Cleavd, you must provide an accurate email address and name. You are responsible for maintaining the security of your device and account credentials. As noted in our Privacy Policy, we use encrypted databases to protect your data, but we rely on you to keep your login information private.
Cleavd uses secure third-party providers to connect to your bank accounts and sync transactions. By using these features, you grant us the right to access your financial information on your behalf to provide the budgeting service. We do not store your bank login credentials.
You agree not to use Cleavd for any illegal activities, to upload malicious code, or to attempt to breach our security systems. We reserve the right to suspend accounts that violate these terms.
SEWDCO LLC provides Cleavd "as is." While we strive for 100% accuracy in our categorization and syncing, we cannot guarantee that the service will always be error-free. We are not liable for any financial losses or damages resulting from your use of the app.
We may update these terms from time to time as we add new features. We will notify you of any significant changes via the email address associated with your account.
Questions about these terms? Reach out to us at legal@cleavd.com.